Kudos

Before using it, think carefully about one thing: Kudos will connect to your credit card account through Plaid and retrieve your transaction history. The plugin also allows you to enter your card information with just one click on the checkout page. This company has received formal funding, but its permissions are quite extensive; if you’re concerned, you can simply use its recommendation feature. Additionally, since Kudos is designed around the American credit card system, it is basically unusable with domestic bank cards in China.

In terms of functionality, it is an AI-powered smart wallet. Its main component is a browser extension, and it also comes with an iOS app. When you are checking out while shopping online, it will determine which card will offer you the greatest amount in cashbacks or points. It can also activate various card discounts, track your benefits, and remind you to cancel any subscriptions that you won’t be using. Additionally, the Boost program allows merchants to refund a portion of their commissions to its members.

The product itself is free of charge; the revenue comes from merchant commissions and recommendations for opening credit cards. Therefore, when it recommends that you apply for a new card, it does so from a commercial perspective.